Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,899,000 | 47,685,000 | 56,499,000 | 54,302,000 |
| Total loans | 45,751,000 | 44,133,000 | 47,158,000 | 48,495,000 |
| Allowance for loan losses | 287,000 | 287,000 | 287,000 | 287,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,425,000 | 37,060,000 | 45,893,000 | 43,350,000 |
| Interest-bearing deposits | 35,970,000 | 35,286,000 | 43,662,000 | 38,809,000 |
| Noninterest-bearing deposits | 2,455,000 | 1,774,000 | 2,231,000 | 4,541,000 |
| Equity capital | 5,160,000 | 5,301,000 | 5,355,000 | 5,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,402,000 | 2,066,000 | 2,761,000 |
| Interest expense | 186,000 | 366,000 | 543,000 | 717,000 |
| Net interest income | 521,000 | 1,036,000 | 1,523,000 | 2,044,000 |
| Noninterest income | 24,000 | 134,000 | 164,000 | 112,000 |
| Noninterest expense | 315,000 | 619,000 | 953,000 | 1,252,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 551,000 | 734,000 | 904,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 19,000 |
| Net income | 226,000 | 543,000 | 722,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,160,000 | 5,301,000 | 5,355,000 | 5,338,000 |
| Total capital | 5,447,000 | 5,588,000 | 5,642,000 | 5,625,000 |
| Risk-weighted assets | 43,646,000 | 42,468,000 | 46,842,000 | 47,657,000 |