Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,026,000 | 48,276,000 | 52,895,000 | 50,250,000 |
| Total loans | 45,829,000 | 45,094,000 | 48,005,000 | 45,259,000 |
| Allowance for loan losses | 278,000 | 287,000 | 287,000 | 287,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,009,000 | 34,800,000 | 41,951,000 | 36,758,000 |
| Interest-bearing deposits | 31,978,000 | 33,413,000 | 39,654,000 | 33,398,000 |
| Noninterest-bearing deposits | 2,031,000 | 1,387,000 | 2,297,000 | 3,360,000 |
| Equity capital | 4,779,000 | 4,908,000 | 5,067,000 | 4,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,519,000 | 2,254,000 | 2,988,000 |
| Interest expense | 211,000 | 424,000 | 660,000 | 857,000 |
| Net interest income | 564,000 | 1,095,000 | 1,594,000 | 2,131,000 |
| Noninterest income | 23,000 | 48,000 | 81,000 | 106,000 |
| Noninterest expense | 300,000 | 626,000 | 949,000 | 1,265,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 517,000 | 726,000 | 972,000 |
| Income tax | 0 | 0 | 0 | 130,000 |
| Net income | 287,000 | 517,000 | 726,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,779,000 | 4,908,000 | 5,067,000 | 4,933,000 |
| Total capital | 5,057,000 | 5,195,000 | 5,354,000 | 5,220,000 |
| Risk-weighted assets | 43,769,000 | 42,768,000 | 45,898,000 | 43,327,000 |