Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,803,000 | 42,902,000 | 44,309,000 | 43,529,000 |
| Total loans | 35,431,000 | 39,463,000 | 40,768,000 | 40,177,000 |
| Allowance for loan losses | 276,000 | 276,000 | 276,000 | 276,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,363,000 | 28,594,000 | 32,023,000 | 28,876,000 |
| Interest-bearing deposits | 26,208,000 | 26,665,000 | 29,769,000 | 26,933,000 |
| Noninterest-bearing deposits | 1,155,000 | 1,929,000 | 2,254,000 | 1,943,000 |
| Equity capital | 3,572,000 | 3,657,000 | 3,775,000 | 3,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,288,000 | 2,010,000 | 2,720,000 |
| Interest expense | 252,000 | 492,000 | 734,000 | 958,000 |
| Net interest income | 382,000 | 796,000 | 1,276,000 | 1,762,000 |
| Noninterest income | 19,000 | 47,000 | 72,000 | 100,000 |
| Noninterest expense | 290,000 | 602,000 | 928,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 241,000 | 420,000 | 655,000 |
| Income tax | 44,000 | 89,000 | 150,000 | 232,000 |
| Net income | 67,000 | 152,000 | 270,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,572,000 | 3,657,000 | 3,775,000 | 3,928,000 |
| Total capital | 3,848,000 | 3,933,000 | 4,051,000 | 4,204,000 |
| Risk-weighted assets | 35,699,000 | 37,660,000 | 38,919,000 | 38,727,000 |