Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,049,000 | 24,276,000 | 25,392,000 | 25,107,000 |
| Total loans | 21,698,000 | 22,542,000 | 23,282,000 | 21,482,000 |
| Allowance for loan losses | 201,000 | 204,000 | 207,000 | 210,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 362,000 | 138,000 | 135,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,617,000 | 19,319,000 | 19,598,000 | 20,244,000 |
| Interest-bearing deposits | 19,904,000 | 18,845,000 | 19,006,000 | 19,655,000 |
| Noninterest-bearing deposits | 713,000 | 474,000 | 592,000 | 589,000 |
| Equity capital | 1,798,000 | 1,877,000 | 1,961,000 | 1,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 891,000 | 1,373,000 | 1,833,000 |
| Interest expense | 198,000 | 378,000 | 562,000 | 742,000 |
| Net interest income | 247,000 | 513,000 | 811,000 | 1,091,000 |
| Noninterest income | 22,000 | 45,000 | 74,000 | 115,000 |
| Noninterest expense | 155,000 | 314,000 | 488,000 | 685,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 111,000 | 238,000 | 388,000 | 509,000 |
| Income tax | 41,000 | 89,000 | 145,000 | 161,000 |
| Net income | 70,000 | 149,000 | 243,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,798,000 | 1,877,000 | 1,961,000 | 1,936,000 |
| Total capital | 1,999,000 | 2,081,000 | 2,168,000 | 2,146,000 |
| Risk-weighted assets | 19,485,000 | 20,589,000 | 20,966,000 | 19,924,000 |