Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,385,000 | 23,186,000 | 23,802,000 | 23,676,000 |
| Total loans | 20,205,000 | 20,701,000 | 21,167,000 | 20,709,000 |
| Allowance for loan losses | 204,000 | 207,000 | 183,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,046,000 | 814,000 | 698,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,081,000 | 19,503,000 | 19,438,000 | 20,350,000 |
| Interest-bearing deposits | 18,513,000 | 18,547,000 | 18,668,000 | 19,305,000 |
| Noninterest-bearing deposits | 568,000 | 956,000 | 770,000 | 1,045,000 |
| Equity capital | 1,670,000 | 1,753,000 | 1,814,000 | 1,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,007,000 | 1,495,000 | 1,959,000 |
| Interest expense | 238,000 | 475,000 | 708,000 | 926,000 |
| Net interest income | 267,000 | 532,000 | 787,000 | 1,033,000 |
| Noninterest income | 21,000 | 55,000 | 73,000 | 91,000 |
| Noninterest expense | 162,000 | 320,000 | 475,000 | 648,000 |
| Provision for loan losses | 3,000 | 6,000 | 34,000 | 49,000 |
| Pretax income | 123,000 | 261,000 | 351,000 | 427,000 |
| Income tax | 46,000 | 101,000 | 130,000 | 167,000 |
| Net income | 77,000 | 160,000 | 221,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,670,000 | 1,753,000 | 1,814,000 | 1,728,000 |
| Total capital | 1,874,000 | 1,960,000 | 1,997,000 | 1,926,000 |
| Risk-weighted assets | 18,244,000 | 18,955,000 | 19,669,000 | 19,182,000 |