Call report 2025Q4
BANK OF HAYS — 2025Q4
The 22 measures BANK OF HAYS reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,175,000 | USD | evidence → |
| Total loans | 204,063,000 | USD | evidence → |
| Allowance for loan losses | 2,217,000 | USD | evidence → |
| Securities available for sale | 145,820,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,154,000 | USD | evidence → |
| Interest-bearing deposits | 247,098,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,056,000 | USD | evidence → |
| Equity capital | 35,808,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,779,000 | USD | evidence → |
| Interest expense | 6,269,000 | USD | evidence → |
| Net interest income | 11,510,000 | USD | evidence → |
| Noninterest income | 1,524,000 | USD | evidence → |
| Noninterest expense | 6,655,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 5,385,000 | USD | evidence → |
| Income tax | 1,229,000 | USD | evidence → |
| Net income | 4,156,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,911,000 | USD | evidence → |