Call reports 2024
BANK OF HAYS — 2024
What BANK OF HAYS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 343,193,000 | 353,674,000 | 346,179,000 | 355,939,000 |
| Total loans | 196,015,000 | 201,956,000 | 200,867,000 | 210,518,000 |
| Allowance for loan losses | 2,847,000 | 2,841,000 | 2,846,000 | 2,847,000 |
| Securities available for sale | 127,188,000 | 126,513,000 | 123,266,000 | 124,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,773,000 | 305,204,000 | 294,462,000 | 306,469,000 |
| Interest-bearing deposits | 227,493,000 | 221,334,000 | 221,252,000 | 233,064,000 |
| Noninterest-bearing deposits | 75,280,000 | 83,870,000 | 73,210,000 | 73,405,000 |
| Equity capital | 25,958,000 | 27,281,000 | 30,633,000 | 30,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,799,000 | 7,771,000 | 11,821,000 | 15,956,000 |
| Interest expense | 1,515,000 | 3,149,000 | 4,786,000 | 6,366,000 |
| Net interest income | 2,284,000 | 4,622,000 | 7,035,000 | 9,590,000 |
| Noninterest income | 211,000 | 406,000 | 719,000 | 967,000 |
| Noninterest expense | 1,482,000 | 2,932,000 | 4,468,000 | 6,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,208,000 | 2,291,000 | 3,481,000 | 4,709,000 |
| Income tax | 363,000 | 574,000 | 876,000 | 1,125,000 |
| Net income | 845,000 | 1,717,000 | 2,605,000 | 3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,989,000 | 33,861,000 | 34,749,000 | 35,728,000 |