Call reports 2022
BANK OF HAYS — 2022
What BANK OF HAYS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 360,459,000 | 355,008,000 | 354,171,000 | 358,044,000 |
| Total loans | 166,649,000 | 170,931,000 | 176,443,000 | 178,251,000 |
| Allowance for loan losses | 2,855,000 | 2,856,000 | 2,840,000 | 2,841,000 |
| Securities available for sale | 166,651,000 | 158,168,000 | 152,217,000 | 150,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,631,000 | 320,059,000 | 322,639,000 | 320,794,000 |
| Interest-bearing deposits | 244,880,000 | 235,256,000 | 238,736,000 | 235,219,000 |
| Noninterest-bearing deposits | 84,751,000 | 84,803,000 | 83,903,000 | 85,575,000 |
| Equity capital | 25,005,000 | 23,922,000 | 21,235,000 | 23,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 4,804,000 | 7,630,000 | 10,567,000 |
| Interest expense | 178,000 | 408,000 | 807,000 | 1,528,000 |
| Net interest income | 2,301,000 | 4,396,000 | 6,823,000 | 9,039,000 |
| Noninterest income | 209,000 | 398,000 | 591,000 | 804,000 |
| Noninterest expense | 1,430,000 | 2,789,000 | 4,183,000 | 5,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,159,000 | 2,084,000 | 3,311,000 | 4,292,000 |
| Income tax | 219,000 | 411,000 | 675,000 | 889,000 |
| Net income | 940,000 | 1,673,000 | 2,636,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,003,000 | 31,736,000 | 32,699,000 | 33,466,000 |