Call reports 2021
BANK OF HAYS — 2021
What BANK OF HAYS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 318,200,000 | 326,995,000 | 344,098,000 | 354,322,000 |
| Total loans | 188,457,000 | 182,960,000 | 164,842,000 | 168,489,000 |
| Allowance for loan losses | 2,850,000 | 2,922,000 | 2,921,000 | 2,855,000 |
| Securities available for sale | 105,421,000 | 123,645,000 | 156,767,000 | 158,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,372,000 | 286,373,000 | 305,186,000 | 316,035,000 |
| Interest-bearing deposits | 210,744,000 | 212,683,000 | 231,054,000 | 241,621,000 |
| Noninterest-bearing deposits | 71,628,000 | 73,690,000 | 74,132,000 | 74,414,000 |
| Equity capital | 29,402,000 | 30,873,000 | 32,209,000 | 32,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,700,000 | 9,162,000 | 11,481,000 |
| Interest expense | 266,000 | 511,000 | 723,000 | 910,000 |
| Net interest income | 2,409,000 | 5,189,000 | 8,439,000 | 10,571,000 |
| Noninterest income | 197,000 | 421,000 | 744,000 | 960,000 |
| Noninterest expense | 1,331,000 | 2,656,000 | 4,113,000 | 5,487,000 |
| Provision for loan losses | 196,000 | 268,000 | 268,000 | 268,000 |
| Pretax income | 1,178,000 | 2,785,000 | 4,904,000 | 5,879,000 |
| Income tax | 240,000 | 601,000 | 1,085,000 | 1,287,000 |
| Net income | 938,000 | 2,184,000 | 3,819,000 | 4,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,554,000 | 29,801,000 | 31,435,000 | 32,208,000 |