Call report 2004Q4
BANK OF HAYS — 2004Q4
The 22 measures BANK OF HAYS reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,797,000 | USD | evidence → |
| Total loans | 17,504,000 | USD | evidence → |
| Allowance for loan losses | 318,000 | USD | evidence → |
| Securities available for sale | 8,937,000 | USD | evidence → |
| Securities held to maturity | 2,124,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,701,000 | USD | evidence → |
| Interest-bearing deposits | 27,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,365,000 | USD | evidence → |
| Equity capital | 6,976,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,578,000 | USD | evidence → |
| Interest expense | 368,000 | USD | evidence → |
| Net interest income | 1,210,000 | USD | evidence → |
| Noninterest income | 138,000 | USD | evidence → |
| Noninterest expense | 1,144,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 191,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,987,000 | USD | evidence → |
| Total capital | 7,276,000 | USD | evidence → |
| Risk-weighted assets | 23,078,000 | USD | evidence → |