Call reports 2001
BANK OF HAYS — 2001
What BANK OF HAYS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,119,000 | 29,790,000 | 29,794,000 | 31,142,000 |
| Total loans | 12,593,000 | 15,479,000 | 16,593,000 | 17,782,000 |
| Allowance for loan losses | 254,000 | 251,000 | 253,000 | 277,000 |
| Securities available for sale | 8,251,000 | 8,558,000 | 9,006,000 | 8,827,000 |
| Securities held to maturity | 2,608,000 | 2,526,000 | 2,315,000 | 2,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,422,000 | 27,069,000 | 26,400,000 | 28,286,000 |
| Interest-bearing deposits | 20,198,000 | 23,082,000 | 23,108,000 | 24,066,000 |
| Noninterest-bearing deposits | 3,224,000 | 3,987,000 | 3,292,000 | 4,220,000 |
| Equity capital | 2,507,000 | 2,513,000 | 2,648,000 | 2,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 894,000 | 1,420,000 | 1,900,000 |
| Interest expense | 219,000 | 470,000 | 716,000 | 934,000 |
| Net interest income | 215,000 | 424,000 | 704,000 | 966,000 |
| Noninterest income | 29,000 | 62,000 | 100,000 | 138,000 |
| Noninterest expense | 228,000 | 482,000 | 704,000 | 972,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 32,000 |
| Pretax income | 16,000 | 4,000 | 92,000 | 100,000 |
| Income tax | -6,000 | -16,000 | 11,000 | 4,000 |
| Net income | 22,000 | 20,000 | 81,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,423,000 | 2,419,000 | 2,481,000 | 2,497,000 |
| Total capital | 2,621,000 | 2,663,000 | 2,734,000 | 2,764,000 |
| Risk-weighted assets | 15,762,000 | 19,545,000 | 20,249,000 | 21,345,000 |