Call reports 2026
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2026
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 40,140,000 | 38,486,000 |
| Total loans | 21,822,000 | 23,066,000 |
| Allowance for loan losses | 250,000 | 250,000 |
| Securities available for sale | 10,460,000 | 10,629,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 37,316,000 | 35,634,000 |
| Interest-bearing deposits | 24,661,000 | 23,918,000 |
| Noninterest-bearing deposits | 12,655,000 | 11,716,000 |
| Equity capital | 2,646,000 | 2,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 505,000 | 1,030,000 |
| Interest expense | 108,000 | 209,000 |
| Net interest income | 397,000 | 821,000 |
| Noninterest income | 15,000 | 22,000 |
| Noninterest expense | 289,000 | 592,000 |
| Provision for loan losses | 11,000 | 11,000 |
| Pretax income | 112,000 | 240,000 |
| Income tax | 25,000 | 58,000 |
| Net income | 87,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 3,160,000 | 3,255,000 |
| Total capital | 3,410,000 | 3,505,000 |
| Risk-weighted assets | 27,912,000 | 28,606,000 |