Call reports 2025
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2025
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 36,696,000 | 36,832,000 | 36,903,000 | 35,951,000 |
| Total loans | 19,709,000 | 20,893,000 | 21,188,000 | 23,220,000 |
| Allowance for loan losses | 235,000 | 235,000 | 239,000 | 239,000 |
| Securities available for sale | 8,746,000 | 9,056,000 | 10,370,000 | 10,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,326,000 | 34,305,000 | 34,098,000 | 33,220,000 |
| Interest-bearing deposits | 23,615,000 | 23,314,000 | 22,460,000 | 22,569,000 |
| Noninterest-bearing deposits | 10,711,000 | 10,991,000 | 11,638,000 | 10,651,000 |
| Equity capital | 2,277,000 | 2,368,000 | 2,647,000 | 2,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 935,000 | 1,421,000 | 1,921,000 |
| Interest expense | 122,000 | 244,000 | 361,000 | 474,000 |
| Net interest income | 335,000 | 691,000 | 1,060,000 | 1,447,000 |
| Noninterest income | 10,000 | 19,000 | 29,000 | 39,000 |
| Noninterest expense | 268,000 | 517,000 | 795,000 | 1,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 193,000 | 294,000 | 265,000 |
| Income tax | 18,000 | 39,000 | 69,000 | 61,000 |
| Net income | 59,000 | 154,000 | 225,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,958,000 | 3,053,000 | 3,124,000 | 3,093,000 |
| Total capital | 3,193,000 | 3,288,000 | 3,363,000 | 3,332,000 |
| Risk-weighted assets | 22,827,000 | 23,009,000 | 22,971,000 | 25,141,000 |