Call reports 2022
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2022
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 38,193,000 | 33,853,000 | 35,525,000 | 36,596,000 |
| Total loans | 24,140,000 | 24,902,000 | 24,637,000 | 24,354,000 |
| Allowance for loan losses | 235,000 | 233,000 | 233,000 | 235,000 |
| Securities available for sale | 8,206,000 | 7,913,000 | 7,890,000 | 7,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,141,000 | 32,153,000 | 33,841,000 | 34,903,000 |
| Interest-bearing deposits | 23,070,000 | 21,783,000 | 23,305,000 | 22,610,000 |
| Noninterest-bearing deposits | 13,071,000 | 10,370,000 | 10,536,000 | 12,293,000 |
| Equity capital | 2,033,000 | 1,677,000 | 1,659,000 | 1,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 566,000 | 879,000 | 1,213,000 |
| Interest expense | 12,000 | 24,000 | 46,000 | 90,000 |
| Net interest income | 267,000 | 542,000 | 833,000 | 1,123,000 |
| Noninterest income | 8,000 | 17,000 | 25,000 | 46,000 |
| Noninterest expense | 201,000 | 416,000 | 625,000 | 960,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 64,000 | 133,000 | 223,000 | 199,000 |
| Income tax | 14,000 | 28,000 | 49,000 | 43,000 |
| Net income | 50,000 | 105,000 | 174,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,457,000 | 2,511,000 | 2,579,000 | 2,552,000 |
| Total capital | 2,692,000 | 2,744,000 | 2,812,000 | 2,787,000 |
| Risk-weighted assets | 25,521,000 | 25,857,000 | 25,820,000 | 26,669,000 |