Call reports 2021
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2021
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 38,390,000 | 34,746,000 | 35,269,000 | 34,444,000 |
| Total loans | 21,459,000 | 23,980,000 | 23,345,000 | 23,780,000 |
| Allowance for loan losses | 195,000 | 205,000 | 225,000 | 225,000 |
| Securities available for sale | 9,795,000 | 9,033,000 | 8,448,000 | 9,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,788,000 | 32,250,000 | 32,731,000 | 32,033,000 |
| Interest-bearing deposits | 21,901,000 | 20,874,000 | 20,738,000 | 20,827,000 |
| Noninterest-bearing deposits | 13,887,000 | 11,376,000 | 11,993,000 | 11,206,000 |
| Equity capital | 2,299,000 | 2,322,000 | 2,440,000 | 2,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 685,000 | 1,031,000 | 1,355,000 |
| Interest expense | 15,000 | 29,000 | 41,000 | 53,000 |
| Net interest income | 311,000 | 656,000 | 990,000 | 1,302,000 |
| Noninterest income | 11,000 | 21,000 | 48,000 | 56,000 |
| Noninterest expense | 243,000 | 541,000 | 779,000 | 1,099,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 | 30,000 |
| Pretax income | 79,000 | 126,000 | 229,000 | 229,000 |
| Income tax | 17,000 | 25,000 | 51,000 | 51,000 |
| Net income | 62,000 | 101,000 | 178,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,300,000 | 2,329,000 | 2,406,000 | 2,406,000 |
| Total capital | 2,495,000 | 2,534,000 | 2,631,000 | 2,631,000 |
| Risk-weighted assets | 21,052,000 | 22,966,000 | 23,711,000 | 24,603,000 |