Call reports 2020
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2020
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,502,000 | 32,446,000 | 31,469,000 | 32,824,000 |
| Total loans | 17,563,000 | 22,360,000 | 21,234,000 | 21,826,000 |
| Allowance for loan losses | 168,000 | 167,000 | 188,000 | 195,000 |
| Securities available for sale | 9,503,000 | 8,998,000 | 8,414,000 | 8,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,182,000 | 29,654,000 | 28,823,000 | 30,191,000 |
| Interest-bearing deposits | 17,896,000 | 18,998,000 | 18,628,000 | 19,023,000 |
| Noninterest-bearing deposits | 9,286,000 | 10,656,000 | 10,195,000 | 11,168,000 |
| Equity capital | 2,222,000 | 2,355,000 | 2,333,000 | 2,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 585,000 | 897,000 | 1,207,000 |
| Interest expense | 31,000 | 54,000 | 71,000 | 87,000 |
| Net interest income | 261,000 | 531,000 | 826,000 | 1,120,000 |
| Noninterest income | 13,000 | 23,000 | 34,000 | 45,000 |
| Noninterest expense | 197,000 | 433,000 | 732,000 | 990,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 77,000 | 121,000 | 108,000 | 155,000 |
| Income tax | 18,000 | 29,000 | 29,000 | 33,000 |
| Net income | 59,000 | 92,000 | 79,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,186,000 | 2,219,000 | 2,206,000 | 2,238,000 |
| Total capital | 2,354,000 | 2,386,000 | 2,394,000 | 2,433,000 |
| Risk-weighted assets | 18,831,000 | 20,064,000 | 18,136,000 | 20,034,000 |