Call reports 2019
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2019
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 27,201,000 | 25,993,000 | 27,687,000 | 28,607,000 |
| Total loans | 16,857,000 | 17,954,000 | 18,110,000 | 17,314,000 |
| Allowance for loan losses | 153,000 | 153,000 | 164,000 | 168,000 |
| Securities available for sale | 7,673,000 | 7,292,000 | 7,469,000 | 7,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,145,000 | 23,663,000 | 25,446,000 | 26,379,000 |
| Interest-bearing deposits | 17,546,000 | 17,203,000 | 17,039,000 | 17,459,000 |
| Noninterest-bearing deposits | 7,599,000 | 6,460,000 | 8,407,000 | 8,920,000 |
| Equity capital | 1,986,000 | 2,100,000 | 2,156,000 | 2,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 588,000 | 897,000 | 1,202,000 |
| Interest expense | 27,000 | 56,000 | 87,000 | 119,000 |
| Net interest income | 266,000 | 532,000 | 810,000 | 1,083,000 |
| Noninterest income | 12,000 | 24,000 | 36,000 | 47,000 |
| Noninterest expense | 209,000 | 425,000 | 637,000 | 919,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 69,000 | 131,000 | 199,000 | 201,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 49,000 |
| Net income | 53,000 | 99,000 | 151,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,067,000 | 2,084,000 | 2,135,000 | 2,127,000 |
| Total capital | 2,220,000 | 2,237,000 | 2,299,000 | 2,295,000 |
| Risk-weighted assets | 15,606,000 | 18,316,000 | 18,818,000 | 18,195,000 |