Call reports 2018
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2018
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 27,751,000 | 27,591,000 | 26,094,000 | 28,587,000 |
| Total loans | 15,222,000 | 17,276,000 | 17,439,000 | 16,500,000 |
| Allowance for loan losses | 144,000 | 144,000 | 140,000 | 158,000 |
| Securities available for sale | 7,058,000 | 7,276,000 | 7,306,000 | 6,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,871,000 | 25,709,000 | 24,193,000 | 26,646,000 |
| Interest-bearing deposits | 17,537,000 | 17,520,000 | 17,317,000 | 17,671,000 |
| Noninterest-bearing deposits | 8,334,000 | 8,189,000 | 6,876,000 | 8,975,000 |
| Equity capital | 1,794,000 | 1,826,000 | 1,830,000 | 1,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 494,000 | 766,000 | 1,051,000 |
| Interest expense | 15,000 | 31,000 | 51,000 | 77,000 |
| Net interest income | 220,000 | 463,000 | 715,000 | 974,000 |
| Noninterest income | 13,000 | 26,000 | 38,000 | 51,000 |
| Noninterest expense | 181,000 | 366,000 | 580,000 | 829,000 |
| Provision for loan losses | 0 | 0 | 27,000 | 44,000 |
| Pretax income | 52,000 | 123,000 | 146,000 | 152,000 |
| Income tax | 12,000 | 24,000 | 27,000 | 26,000 |
| Net income | 40,000 | 99,000 | 119,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,958,000 | 2,007,000 | 2,028,000 | 2,029,000 |
| Total capital | 2,102,000 | 2,151,000 | 2,168,000 | 2,187,000 |
| Risk-weighted assets | 16,337,000 | 18,444,000 | 17,839,000 | 17,510,000 |