Call reports 2017
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2017
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 26,564,000 | 26,809,000 | 26,948,000 | 28,445,000 |
| Total loans | 16,909,000 | 16,609,000 | 16,578,000 | 16,663,000 |
| Allowance for loan losses | 153,000 | 153,000 | 153,000 | 157,000 |
| Securities available for sale | 7,434,000 | 6,926,000 | 7,373,000 | 7,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,625,000 | 24,832,000 | 24,922,000 | 26,552,000 |
| Interest-bearing deposits | 17,655,000 | 17,416,000 | 17,229,000 | 17,300,000 |
| Noninterest-bearing deposits | 6,970,000 | 7,416,000 | 7,693,000 | 9,252,000 |
| Equity capital | 1,852,000 | 1,897,000 | 1,938,000 | 1,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 465,000 | 705,000 | 947,000 |
| Interest expense | 12,000 | 27,000 | 43,000 | 58,000 |
| Net interest income | 217,000 | 438,000 | 662,000 | 889,000 |
| Noninterest income | 12,000 | 23,000 | 34,000 | 45,000 |
| Noninterest expense | 182,000 | 354,000 | 525,000 | 810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 107,000 | 171,000 | 124,000 |
| Income tax | 15,000 | 34,000 | 54,000 | 29,000 |
| Net income | 32,000 | 73,000 | 117,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,890,000 | 1,916,000 | 1,960,000 | 1,933,000 |
| Total capital | 2,043,000 | 2,069,000 | 2,113,000 | 2,090,000 |
| Risk-weighted assets | 17,526,000 | 17,161,000 | 17,250,000 | 17,809,000 |