Call reports 2016
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2016
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 25,078,000 | 25,073,000 | 25,613,000 | 28,911,000 |
| Total loans | 15,718,000 | 15,478,000 | 15,418,000 | 16,431,000 |
| Allowance for loan losses | 149,000 | 158,000 | 158,000 | 158,000 |
| Securities available for sale | 5,914,000 | 6,570,000 | 6,961,000 | 7,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,122,000 | 23,094,000 | 23,600,000 | 27,018,000 |
| Interest-bearing deposits | 16,362,000 | 16,905,000 | 16,631,000 | 17,645,000 |
| Noninterest-bearing deposits | 6,760,000 | 6,189,000 | 6,969,000 | 9,373,000 |
| Equity capital | 1,855,000 | 1,871,000 | 1,898,000 | 1,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 427,000 | 643,000 | 865,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 47,000 |
| Net interest income | 200,000 | 403,000 | 608,000 | 818,000 |
| Noninterest income | 14,000 | 26,000 | 39,000 | 51,000 |
| Noninterest expense | 185,000 | 369,000 | 546,000 | 764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 60,000 | 104,000 | 108,000 |
| Income tax | 5,000 | 15,000 | 28,000 | 28,000 |
| Net income | 24,000 | 45,000 | 76,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,824,000 | 1,835,000 | 1,865,000 | 1,870,000 |
| Total capital | 1,973,000 | 1,993,000 | 2,023,000 | 2,028,000 |
| Risk-weighted assets | 16,320,000 | 16,299,000 | 15,968,000 | 17,625,000 |