Call reports 2015
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2015
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 25,295,000 | 24,235,000 | 24,599,000 | 28,229,000 |
| Total loans | 14,586,000 | 15,978,000 | 16,678,000 | 16,176,000 |
| Allowance for loan losses | 147,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 8,268,000 | 7,448,000 | 6,112,000 | 6,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,346,000 | 21,995,000 | 22,622,000 | 26,317,000 |
| Interest-bearing deposits | 16,177,000 | 15,800,000 | 16,014,000 | 17,166,000 |
| Noninterest-bearing deposits | 7,169,000 | 6,195,000 | 6,608,000 | 9,151,000 |
| Equity capital | 1,851,000 | 1,839,000 | 1,859,000 | 1,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 425,000 | 643,000 | 859,000 |
| Interest expense | 14,000 | 28,000 | 42,000 | 55,000 |
| Net interest income | 198,000 | 397,000 | 601,000 | 804,000 |
| Noninterest income | 17,000 | 31,000 | 46,000 | 58,000 |
| Noninterest expense | 165,000 | 337,000 | 503,000 | 748,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 91,000 | 150,000 | 120,000 |
| Income tax | 15,000 | 27,000 | 45,000 | 31,000 |
| Net income | 35,000 | 64,000 | 105,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,763,000 | 1,785,000 | 1,825,000 | 1,800,000 |
| Total capital | 1,910,000 | 1,933,000 | 1,973,000 | 1,948,000 |
| Risk-weighted assets | 15,757,000 | 16,146,000 | 17,534,000 | 17,267,000 |