Call reports 2014
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2014
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 25,466,000 | 24,544,000 | 23,721,000 | 27,683,000 |
| Total loans | 14,712,000 | 14,958,000 | 15,804,000 | 15,597,000 |
| Allowance for loan losses | 145,000 | 146,000 | 147,000 | 147,000 |
| Securities available for sale | 5,798,000 | 6,022,000 | 6,679,000 | 6,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,689,000 | 22,670,000 | 21,823,000 | 25,773,000 |
| Interest-bearing deposits | 15,941,000 | 15,353,000 | 15,128,000 | 16,721,000 |
| Noninterest-bearing deposits | 7,748,000 | 7,317,000 | 6,695,000 | 9,052,000 |
| Equity capital | 1,710,000 | 1,779,000 | 1,821,000 | 1,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 421,000 | 645,000 | 867,000 |
| Interest expense | 15,000 | 30,000 | 43,000 | 58,000 |
| Net interest income | 198,000 | 391,000 | 602,000 | 809,000 |
| Noninterest income | 16,000 | 33,000 | 49,000 | 67,000 |
| Noninterest expense | 175,000 | 343,000 | 503,000 | 734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 81,000 | 148,000 | 142,000 |
| Income tax | 7,000 | 14,000 | 20,000 | 37,000 |
| Net income | 32,000 | 67,000 | 128,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,670,000 | 1,700,000 | 1,761,000 | 1,733,000 |
| Total capital | 1,815,000 | 1,846,000 | 1,908,000 | 1,880,000 |
| Risk-weighted assets | 16,351,000 | 16,132,000 | 16,427,000 | 17,051,000 |