Call reports 2013
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2013
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 25,706,000 | 25,707,000 | 25,022,000 | 24,749,000 |
| Total loans | 13,990,000 | 15,045,000 | 15,345,000 | 15,765,000 |
| Allowance for loan losses | 139,000 | 136,000 | 141,000 | 143,000 |
| Securities available for sale | 10,559,000 | 8,316,000 | 6,475,000 | 6,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,972,000 | 23,970,000 | 23,256,000 | 22,690,000 |
| Interest-bearing deposits | 16,507,000 | 17,177,000 | 16,229,000 | 14,701,000 |
| Noninterest-bearing deposits | 7,465,000 | 6,793,000 | 7,027,000 | 7,989,000 |
| Equity capital | 1,652,000 | 1,669,000 | 1,691,000 | 1,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 193,000 | 393,000 | 608,000 | 833,000 |
| Interest expense | 18,000 | 35,000 | 53,000 | 70,000 |
| Net interest income | 175,000 | 358,000 | 555,000 | 763,000 |
| Noninterest income | 18,000 | 41,000 | 60,000 | 74,000 |
| Noninterest expense | 158,000 | 317,000 | 493,000 | 717,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 33,000 | 80,000 | 120,000 | 118,000 |
| Income tax | 8,000 | 20,000 | 26,000 | 32,000 |
| Net income | 25,000 | 60,000 | 94,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,582,000 | 1,617,000 | 1,651,000 | 1,643,000 |
| Total capital | 1,721,000 | 1,753,000 | 1,792,000 | 1,786,000 |
| Risk-weighted assets | 13,797,000 | 16,073,000 | 16,000,000 | 16,526,000 |