Call reports 2012
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2012
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,368,000 | 21,377,000 | 22,090,000 | 25,561,000 |
| Total loans | 12,324,000 | 13,855,000 | 13,679,000 | 14,162,000 |
| Allowance for loan losses | 132,000 | 133,000 | 134,000 | 136,000 |
| Securities available for sale | 5,411,000 | 5,008,000 | 4,714,000 | 3,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,641,000 | 19,644,000 | 20,285,000 | 23,819,000 |
| Interest-bearing deposits | 13,528,000 | 13,460,000 | 13,623,000 | 15,276,000 |
| Noninterest-bearing deposits | 6,113,000 | 6,184,000 | 6,662,000 | 8,543,000 |
| Equity capital | 1,622,000 | 1,631,000 | 1,681,000 | 1,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 408,000 | 622,000 | 834,000 |
| Interest expense | 21,000 | 43,000 | 63,000 | 83,000 |
| Net interest income | 179,000 | 365,000 | 559,000 | 751,000 |
| Noninterest income | 21,000 | 42,000 | 56,000 | 76,000 |
| Noninterest expense | 153,000 | 317,000 | 491,000 | 713,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 4,000 |
| Pretax income | 49,000 | 92,000 | 125,000 | 112,000 |
| Income tax | 14,000 | 22,000 | 23,000 | 18,000 |
| Net income | 35,000 | 70,000 | 102,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,532,000 | 1,542,000 | 1,574,000 | 1,566,000 |
| Total capital | 1,664,000 | 1,675,000 | 1,708,000 | 1,702,000 |
| Risk-weighted assets | 12,444,000 | 13,587,000 | 14,017,000 | 15,301,000 |