Call reports 2011
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2011
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,182,000 | 19,183,000 | 18,691,000 | 21,586,000 |
| Total loans | 10,097,000 | 11,357,000 | 11,593,000 | 12,691,000 |
| Allowance for loan losses | 128,000 | 128,000 | 132,000 | 132,000 |
| Securities available for sale | 6,434,000 | 6,024,000 | 5,486,000 | 5,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,570,000 | 17,524,000 | 16,938,000 | 18,780,000 |
| Interest-bearing deposits | 13,292,000 | 12,296,000 | 11,989,000 | 11,940,000 |
| Noninterest-bearing deposits | 5,278,000 | 5,228,000 | 4,949,000 | 6,840,000 |
| Equity capital | 1,523,000 | 1,565,000 | 1,631,000 | 1,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 392,000 | 603,000 | 810,000 |
| Interest expense | 27,000 | 52,000 | 76,000 | 98,000 |
| Net interest income | 164,000 | 340,000 | 527,000 | 712,000 |
| Noninterest income | 19,000 | 41,000 | 61,000 | 69,000 |
| Noninterest expense | 152,000 | 309,000 | 466,000 | 673,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 4,000 |
| Pretax income | 31,000 | 68,000 | 118,000 | 104,000 |
| Income tax | 5,000 | 10,000 | 21,000 | 15,000 |
| Net income | 26,000 | 58,000 | 97,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,444,000 | 1,475,000 | 1,514,000 | 1,497,000 |
| Total capital | 1,569,000 | 1,603,000 | 1,646,000 | 1,629,000 |
| Risk-weighted assets | 9,975,000 | 11,207,000 | 11,493,000 | 12,268,000 |