Call reports 2010
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2010
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,665,000 | 17,431,000 | 17,843,000 | 20,428,000 |
| Total loans | 9,524,000 | 10,314,000 | 9,912,000 | 10,132,000 |
| Allowance for loan losses | 140,000 | 140,000 | 155,000 | 190,000 |
| Securities available for sale | 5,352,000 | 5,972,000 | 5,509,000 | 6,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,037,000 | 15,747,000 | 16,176,000 | 18,835,000 |
| Interest-bearing deposits | 12,454,000 | 11,731,000 | 11,454,000 | 12,986,000 |
| Noninterest-bearing deposits | 4,583,000 | 4,016,000 | 4,722,000 | 5,849,000 |
| Equity capital | 1,521,000 | 1,555,000 | 1,551,000 | 1,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 400,000 | 605,000 | 801,000 |
| Interest expense | 36,000 | 70,000 | 103,000 | 134,000 |
| Net interest income | 154,000 | 330,000 | 502,000 | 667,000 |
| Noninterest income | 9,000 | 32,000 | 51,000 | 67,000 |
| Noninterest expense | 134,000 | 286,000 | 435,000 | 628,000 |
| Provision for loan losses | 0 | 0 | 26,000 | 61,000 |
| Pretax income | 29,000 | 76,000 | 92,000 | 45,000 |
| Income tax | 5,000 | 13,000 | 15,000 | 2,000 |
| Net income | 24,000 | 63,000 | 77,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,429,000 | 1,452,000 | 1,467,000 | 1,433,000 |
| Total capital | 1,552,000 | 1,580,000 | 1,591,000 | 1,567,000 |
| Risk-weighted assets | 9,834,000 | 10,219,000 | 9,909,000 | 10,694,000 |