Call reports 2009
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2009
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 17,471,000 | 18,092,000 | 17,205,000 | 17,767,000 |
| Total loans | 10,655,000 | 10,655,000 | 11,067,000 | 10,621,000 |
| Allowance for loan losses | 178,000 | 178,000 | 183,000 | 151,000 |
| Securities available for sale | 4,223,000 | 3,961,000 | 4,271,000 | 4,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,894,000 | 16,512,000 | 15,562,000 | 16,147,000 |
| Interest-bearing deposits | 12,224,000 | 12,395,000 | 12,208,000 | 11,233,000 |
| Noninterest-bearing deposits | 3,670,000 | 4,116,000 | 3,354,000 | 4,915,000 |
| Equity capital | 1,446,000 | 1,457,000 | 1,506,000 | 1,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 425,000 | 640,000 | 847,000 |
| Interest expense | 50,000 | 97,000 | 140,000 | 179,000 |
| Net interest income | 164,000 | 328,000 | 500,000 | 668,000 |
| Noninterest income | 17,000 | 35,000 | 13,000 | 29,000 |
| Noninterest expense | 145,000 | 300,000 | 433,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 69,000 | 86,000 | 73,000 |
| Income tax | 8,000 | 22,000 | 24,000 | 9,000 |
| Net income | 28,000 | 47,000 | 62,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,379,000 | 1,398,000 | 1,413,000 | 1,415,000 |
| Total capital | 1,503,000 | 1,519,000 | 1,539,000 | 1,544,000 |
| Risk-weighted assets | 9,839,000 | 9,600,000 | 10,052,000 | 10,279,000 |