Call reports 2006
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2006
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,320,000 | 14,538,000 | 13,728,000 | 15,555,000 |
| Total loans | 10,137,000 | 10,457,000 | 11,212,000 | 10,528,000 |
| Allowance for loan losses | 143,000 | 144,000 | 143,000 | 144,000 |
| Securities available for sale | 1,380,000 | 1,572,000 | 1,507,000 | 1,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,969,000 | 13,147,000 | 12,251,000 | 14,126,000 |
| Interest-bearing deposits | 10,026,000 | 10,152,000 | 9,430,000 | 9,834,000 |
| Noninterest-bearing deposits | 2,942,000 | 2,995,000 | 2,821,000 | 4,292,000 |
| Equity capital | 1,228,000 | 1,260,000 | 1,311,000 | 1,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 481,000 | 737,000 | 993,000 |
| Interest expense | 56,000 | 121,000 | 188,000 | 260,000 |
| Net interest income | 179,000 | 360,000 | 549,000 | 733,000 |
| Noninterest income | 19,000 | 36,000 | 54,000 | 72,000 |
| Noninterest expense | 137,000 | 272,000 | 423,000 | 671,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 124,000 | 180,000 | 134,000 |
| Income tax | 21,000 | 41,000 | 58,000 | 37,000 |
| Net income | 40,000 | 83,000 | 122,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,240,000 | 1,283,000 | 1,322,000 | 1,297,000 |
| Total capital | 1,352,000 | 1,401,000 | 1,444,000 | 1,410,000 |
| Risk-weighted assets | 8,962,000 | 9,386,000 | 9,708,000 | 9,033,000 |