Call reports 2003
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2003
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,402,000 | 13,942,000 | 14,066,000 | 14,975,000 |
| Total loans | 9,013,000 | 9,601,000 | 9,864,000 | 9,552,000 |
| Allowance for loan losses | 144,000 | 143,000 | 147,000 | 144,000 |
| Securities available for sale | 2,120,000 | 1,781,000 | 2,967,000 | 3,454,000 |
| Securities held to maturity | 15,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,134,000 | 12,654,000 | 12,799,000 | 13,702,000 |
| Interest-bearing deposits | 10,905,000 | 10,520,000 | 10,735,000 | 10,991,000 |
| Noninterest-bearing deposits | 2,229,000 | 2,134,000 | 2,064,000 | 2,711,000 |
| Equity capital | 1,137,000 | 1,160,000 | 1,161,000 | 1,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 394,000 | 592,000 | 797,000 |
| Interest expense | 62,000 | 120,000 | 173,000 | 224,000 |
| Net interest income | 138,000 | 274,000 | 419,000 | 573,000 |
| Noninterest income | 22,000 | 43,000 | 63,000 | 75,000 |
| Noninterest expense | 116,000 | 227,000 | 352,000 | 512,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 9,000 |
| Pretax income | 42,000 | 85,000 | 122,000 | 127,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 33,000 |
| Net income | 30,000 | 61,000 | 86,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,084,000 | 1,115,000 | 1,140,000 | 1,148,000 |
| Total capital | 1,195,000 | 1,232,000 | 1,261,000 | 1,268,000 |
| Risk-weighted assets | 8,880,000 | 9,335,000 | 9,623,000 | 9,556,000 |