Call reports 2002
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2002
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,397,000 | 12,584,000 | 12,808,000 | 13,674,000 |
| Total loans | 7,922,000 | 8,908,000 | 8,995,000 | 9,463,000 |
| Allowance for loan losses | 146,000 | 147,000 | 152,000 | 142,000 |
| Securities available for sale | 2,852,000 | 2,669,000 | 2,457,000 | 2,278,000 |
| Securities held to maturity | 33,000 | 15,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,262,000 | 11,343,000 | 11,478,000 | 12,371,000 |
| Interest-bearing deposits | 9,484,000 | 9,353,000 | 9,576,000 | 10,101,000 |
| Noninterest-bearing deposits | 1,778,000 | 1,990,000 | 1,902,000 | 2,270,000 |
| Equity capital | 1,007,000 | 1,102,000 | 1,156,000 | 1,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 408,000 | 627,000 | 837,000 |
| Interest expense | 74,000 | 142,000 | 210,000 | 276,000 |
| Net interest income | 128,000 | 266,000 | 417,000 | 561,000 |
| Noninterest income | 15,000 | 31,000 | 45,000 | 64,000 |
| Noninterest expense | 104,000 | 204,000 | 311,000 | 478,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 14,000 |
| Pretax income | 36,000 | 87,000 | 141,000 | 133,000 |
| Income tax | 10,000 | 27,000 | 44,000 | 34,000 |
| Net income | 26,000 | 60,000 | 97,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 993,000 | 1,060,000 | 1,097,000 | 1,099,000 |
| Total capital | 1,091,000 | 1,165,000 | 1,203,000 | 1,217,000 |
| Risk-weighted assets | 7,758,000 | 8,353,000 | 8,449,000 | 9,388,000 |