Call reports 2001
PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA — 2001
What PEOPLES STATE BANK, FAIRMOUNT, NORTH DAKOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,381,000 | 11,803,000 | 11,646,000 | 13,819,000 |
| Total loans | 7,487,000 | 8,139,000 | 8,250,000 | 7,862,000 |
| Allowance for loan losses | 146,000 | 146,000 | 146,000 | 146,000 |
| Securities available for sale | 2,460,000 | 2,671,000 | 2,449,000 | 2,682,000 |
| Securities held to maturity | 48,000 | 35,000 | 35,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,240,000 | 10,621,000 | 10,265,000 | 12,569,000 |
| Interest-bearing deposits | 8,882,000 | 9,464,000 | 9,055,000 | 9,276,000 |
| Noninterest-bearing deposits | 1,358,000 | 1,157,000 | 1,210,000 | 3,293,000 |
| Equity capital | 1,007,000 | 1,036,000 | 1,093,000 | 1,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 449,000 | 673,000 | 886,000 |
| Interest expense | 99,000 | 197,000 | 291,000 | 370,000 |
| Net interest income | 126,000 | 252,000 | 382,000 | 516,000 |
| Noninterest income | 13,000 | 31,000 | 47,000 | 64,000 |
| Noninterest expense | 105,000 | 210,000 | 311,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 75,000 | 120,000 | 129,000 |
| Income tax | 10,000 | 22,000 | 37,000 | 34,000 |
| Net income | 26,000 | 53,000 | 83,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 998,000 | 1,025,000 | 1,055,000 | 1,067,000 |
| Total capital | 1,104,000 | 1,138,000 | 1,151,000 | 1,163,000 |
| Risk-weighted assets | 8,435,000 | 9,040,000 | 7,956,000 | 7,799,000 |