Call reports 2006
FIRST AMERICAN BANK — 2006
What FIRST AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 128,794,000 | 115,705,000 |
| Total loans | 76,849,000 | 77,458,000 |
| Allowance for loan losses | 1,595,000 | 1,549,000 |
| Securities available for sale | 14,346,000 | 13,994,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 77,039,000 | 76,778,000 |
| Interest-bearing deposits | 63,272,000 | 65,405,000 |
| Noninterest-bearing deposits | 13,767,000 | 11,373,000 |
| Equity capital | 15,898,000 | 16,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 1,692,000 | 3,405,000 |
| Interest expense | 726,000 | 1,473,000 |
| Net interest income | 966,000 | 1,932,000 |
| Noninterest income | 464,000 | 1,111,000 |
| Noninterest expense | 933,000 | 1,916,000 |
| Provision for loan losses | 60,000 | 55,000 |
| Pretax income | 437,000 | 1,072,000 |
| Income tax | 132,000 | 358,000 |
| Net income | 305,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 15,071,000 | 15,452,000 |
| Total capital | 16,190,000 | 16,528,000 |
| Risk-weighted assets | 89,008,000 | 85,599,000 |