FACTANKER · measured, cited, anchored official records connected

Call reports 2003

FIRST AMERICAN BANK — 2003

What FIRST AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a4d90e1a-d3a0-4bfd-ad8f-1e2fb9e404ba/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets182,484,000170,358,000150,530,000134,674,000
Total loans107,728,00099,347,00091,487,00089,513,000
Allowance for loan losses1,744,0001,794,0001,665,0001,528,000
Securities available for sale37,231,00028,596,00017,613,00018,739,000
Securities held to maturity0000
Trading assets0000
Total deposits82,487,00080,583,00080,743,00079,162,000
Interest-bearing deposits72,951,00071,037,00071,103,00069,082,000
Noninterest-bearing deposits9,536,0009,546,0009,640,00010,080,000
Equity capital14,328,00012,933,00012,424,00012,229,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income2,504,0004,789,0006,758,0008,575,000
Interest expense1,778,0003,482,0005,022,0006,236,000
Net interest income726,0001,307,0001,736,0002,339,000
Noninterest income419,000831,0002,500,0003,016,000
Noninterest expense1,024,0001,684,0003,332,0004,734,000
Provision for loan losses-226,000-136,000-46,00044,000
Pretax income347,000590,000950,000577,000
Income tax121,000198,000293,000132,000
Net income226,000392,000657,000445,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital13,934,00012,834,00012,356,00012,153,000
Total capital15,305,00014,154,00013,559,00013,314,000
Risk-weighted assets109,323,000105,096,00095,816,00092,537,000