Call reports 2002
FIRST AMERICAN BANK — 2002
What FIRST AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 217,643,000 | 208,318,000 | 211,966,000 | 182,875,000 |
| Total loans | 129,234,000 | 126,351,000 | 124,345,000 | 117,442,000 |
| Allowance for loan losses | 2,007,000 | 2,018,000 | 1,789,000 | 1,775,000 |
| Securities available for sale | 31,904,000 | 55,378,000 | 59,355,000 | 41,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,374,000 | 83,106,000 | 84,524,000 | 82,770,000 |
| Interest-bearing deposits | 82,545,000 | 76,935,000 | 77,513,000 | 75,981,000 |
| Noninterest-bearing deposits | 5,829,000 | 6,171,000 | 7,011,000 | 6,789,000 |
| Equity capital | 19,547,000 | 16,050,000 | 15,414,000 | 15,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,245,000 | 9,268,000 | 12,160,000 |
| Interest expense | 2,382,000 | 4,748,000 | 7,103,000 | 9,443,000 |
| Net interest income | 768,000 | 1,497,000 | 2,165,000 | 2,717,000 |
| Noninterest income | 517,000 | 845,000 | 1,134,000 | 1,591,000 |
| Noninterest expense | 910,000 | 1,556,000 | 2,313,000 | 2,977,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 315,000 | 666,000 | 806,000 | 1,108,000 |
| Income tax | 114,000 | 243,000 | 289,000 | 394,000 |
| Net income | 201,000 | 423,000 | 517,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,469,000 | 15,468,000 | 14,925,000 | 14,812,000 |
| Total capital | 21,061,000 | 17,001,000 | 16,461,000 | 16,243,000 |
| Risk-weighted assets | 126,946,000 | 122,319,000 | 122,634,000 | 114,157,000 |