Call reports 2006
HAWTHORN BANK — 2006
What HAWTHORN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 331,761,000 | 338,713,000 | 329,685,000 | 342,356,000 |
| Total loans | 244,671,000 | 249,597,000 | 248,952,000 | 249,002,000 |
| Allowance for loan losses | 2,491,000 | 2,512,000 | 2,452,000 | 2,446,000 |
| Securities available for sale | 42,725,000 | 40,415,000 | 39,477,000 | 38,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,884,000 | 273,149,000 | 263,263,000 | 274,602,000 |
| Interest-bearing deposits | 223,520,000 | 228,461,000 | 220,484,000 | 229,880,000 |
| Noninterest-bearing deposits | 43,364,000 | 44,688,000 | 42,779,000 | 44,722,000 |
| Equity capital | 43,324,000 | 44,037,000 | 45,241,000 | 46,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,646,000 | 9,742,000 | 14,781,000 | 20,094,000 |
| Interest expense | 1,739,000 | 3,629,000 | 5,606,000 | 7,706,000 |
| Net interest income | 2,907,000 | 6,113,000 | 9,175,000 | 12,388,000 |
| Noninterest income | 444,000 | 899,000 | 1,371,000 | 1,828,000 |
| Noninterest expense | 2,085,000 | 4,331,000 | 6,602,000 | 9,142,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,173,000 | 2,513,000 | 3,701,000 | 4,756,000 |
| Income tax | 348,000 | 762,000 | 1,115,000 | 1,435,000 |
| Net income | 825,000 | 1,751,000 | 2,586,000 | 3,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,616,000 | 27,597,000 | 28,485,000 | 29,269,000 |
| Total capital | 29,107,000 | 30,109,000 | 30,937,000 | 31,715,000 |
| Risk-weighted assets | 265,391,000 | 269,740,000 | 248,146,000 | 250,928,000 |