Call reports 2005
HAWTHORN BANK — 2005
What HAWTHORN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 310,170,000 | 319,268,000 | 329,256,000 | 329,365,000 |
| Total loans | 218,602,000 | 225,231,000 | 230,691,000 | 240,737,000 |
| Allowance for loan losses | 2,501,000 | 2,526,000 | 2,281,000 | 2,389,000 |
| Securities available for sale | 33,142,000 | 36,958,000 | 38,161,000 | 41,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,328,000 | 262,432,000 | 269,454,000 | 265,371,000 |
| Interest-bearing deposits | 218,968,000 | 220,898,000 | 225,048,000 | 222,367,000 |
| Noninterest-bearing deposits | 36,360,000 | 41,534,000 | 44,406,000 | 43,004,000 |
| Equity capital | 40,487,000 | 41,351,000 | 42,010,000 | 42,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,801,000 | 12,054,000 | 16,518,000 |
| Interest expense | 1,201,000 | 2,543,000 | 4,078,000 | 5,713,000 |
| Net interest income | 2,593,000 | 5,258,000 | 7,976,000 | 10,805,000 |
| Noninterest income | 384,000 | 762,000 | 1,232,000 | 1,742,000 |
| Noninterest expense | 1,737,000 | 3,726,000 | 5,705,000 | 7,829,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 400,000 |
| Pretax income | 1,165,000 | 2,144,000 | 3,253,000 | 4,318,000 |
| Income tax | 350,000 | 650,000 | 987,000 | 1,296,000 |
| Net income | 815,000 | 1,494,000 | 2,266,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,374,000 | 24,107,000 | 24,934,000 | 25,738,000 |
| Total capital | 25,875,000 | 26,633,000 | 27,215,000 | 28,127,000 |
| Risk-weighted assets | 232,309,000 | 241,660,000 | 252,204,000 | 262,219,000 |