Call reports 2003
HAWTHORN BANK — 2003
What HAWTHORN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 248,624,000 | 281,251,000 | 277,981,000 | 281,535,000 |
| Total loans | 131,622,000 | 164,658,000 | 173,514,000 | 176,618,000 |
| Allowance for loan losses | 1,828,000 | 2,113,000 | 2,179,000 | 2,202,000 |
| Securities available for sale | 48,018,000 | 53,666,000 | 47,752,000 | 44,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,255,000 | 226,401,000 | 228,051,000 | 228,707,000 |
| Interest-bearing deposits | 168,925,000 | 196,569,000 | 195,008,000 | 197,341,000 |
| Noninterest-bearing deposits | 25,330,000 | 29,832,000 | 33,043,000 | 31,366,000 |
| Equity capital | 35,986,000 | 36,497,000 | 36,895,000 | 37,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,832,000 | 5,644,000 | 8,867,000 | 12,061,000 |
| Interest expense | 910,000 | 1,806,000 | 2,786,000 | 3,711,000 |
| Net interest income | 1,922,000 | 3,838,000 | 6,081,000 | 8,350,000 |
| Noninterest income | 281,000 | 591,000 | 924,000 | 1,304,000 |
| Noninterest expense | 1,307,000 | 2,630,000 | 4,078,000 | 5,706,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 874,000 | 1,702,000 | 2,735,000 | 3,681,000 |
| Income tax | 254,000 | 502,000 | 849,000 | 1,131,000 |
| Net income | 620,000 | 1,200,000 | 1,886,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,650,000 | 18,043,000 | 18,753,000 | 19,466,000 |
| Total capital | 21,478,000 | 20,156,000 | 20,932,000 | 21,668,000 |
| Risk-weighted assets | 149,891,000 | 182,471,000 | 187,561,000 | 190,187,000 |