Call reports 2008
MISSOURI BANK II, THE — 2008
What MISSOURI BANK II, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 88,527,000 | 87,053,000 | 84,889,000 | 83,804,000 |
| Total loans | 69,204,000 | 69,464,000 | 68,976,000 | 67,341,000 |
| Allowance for loan losses | 738,000 | 829,000 | 814,000 | 1,080,000 |
| Securities available for sale | 11,325,000 | 10,735,000 | 10,252,000 | 10,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,972,000 | 71,725,000 | 67,938,000 | 67,763,000 |
| Interest-bearing deposits | 67,771,000 | 64,723,000 | 60,898,000 | 60,663,000 |
| Noninterest-bearing deposits | 7,201,000 | 7,002,000 | 7,040,000 | 7,100,000 |
| Equity capital | 8,150,000 | 8,082,000 | 8,248,000 | 8,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,698,000 | 4,021,000 | 5,283,000 |
| Interest expense | 689,000 | 1,321,000 | 1,893,000 | 2,376,000 |
| Net interest income | 708,000 | 1,377,000 | 2,128,000 | 2,907,000 |
| Noninterest income | 116,000 | 218,000 | 319,000 | 398,000 |
| Noninterest expense | 497,000 | 989,000 | 1,510,000 | 1,919,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 451,000 |
| Pretax income | 297,000 | 526,000 | 798,000 | 936,000 |
| Income tax | 0 | 0 | 2,000 | 3,000 |
| Net income | 297,000 | 526,000 | 796,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,676,000 | 6,783,000 | 6,913,000 | 7,050,000 |
| Total capital | 7,414,000 | 7,575,000 | 7,694,000 | 7,813,000 |
| Risk-weighted assets | 64,292,000 | 63,357,000 | 62,463,000 | 60,704,000 |