Call reports 2004
MISSOURI BANK II, THE — 2004
What MISSOURI BANK II, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,972,000 | 63,655,000 | 61,564,000 | 61,358,000 |
| Total loans | 45,338,000 | 47,452,000 | 47,035,000 | 47,124,000 |
| Allowance for loan losses | 436,000 | 444,000 | 444,000 | 469,000 |
| Securities available for sale | 9,129,000 | 8,523,000 | 9,552,000 | 9,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,469,000 | 52,561,000 | 51,173,000 | 50,246,000 |
| Interest-bearing deposits | 43,318,000 | 45,637,000 | 44,496,000 | 36,298,000 |
| Noninterest-bearing deposits | 7,151,000 | 6,924,000 | 6,677,000 | 13,948,000 |
| Equity capital | 6,042,000 | 6,134,000 | 6,408,000 | 5,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,643,000 | 2,483,000 | 3,327,000 |
| Interest expense | 199,000 | 391,000 | 586,000 | 781,000 |
| Net interest income | 597,000 | 1,252,000 | 1,897,000 | 2,546,000 |
| Noninterest income | 96,000 | 202,000 | 317,000 | 454,000 |
| Noninterest expense | 345,000 | 691,000 | 1,042,000 | 1,352,000 |
| Provision for loan losses | 9,000 | 18,000 | 29,000 | 64,000 |
| Pretax income | 339,000 | 729,000 | 1,124,000 | 1,565,000 |
| Income tax | -5,000 | -11,000 | -16,000 | -21,000 |
| Net income | 344,000 | 740,000 | 1,140,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,688,000 | 4,914,000 | 5,133,000 | 4,681,000 |
| Total capital | 5,124,000 | 5,358,000 | 5,577,000 | 5,150,000 |
| Risk-weighted assets | 40,293,000 | 41,814,000 | 42,385,000 | 42,960,000 |