Call reports 2010
AMERICAN NATIONAL BANK — 2010
What AMERICAN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 254,569,000 | 242,732,000 | 224,675,000 |
| Total loans | 210,789,000 | 193,615,000 | 187,755,000 |
| Allowance for loan losses | 4,678,000 | 4,211,000 | 3,779,000 |
| Securities available for sale | 0 | 5,064,000 | 5,030,000 |
| Securities held to maturity | 705,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 193,140,000 | 187,286,000 | 173,390,000 |
| Interest-bearing deposits | 179,211,000 | 171,934,000 | 158,512,000 |
| Noninterest-bearing deposits | 13,929,000 | 15,352,000 | 14,878,000 |
| Equity capital | 24,378,000 | 24,941,000 | 23,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 3,423,000 | 6,726,000 | 9,779,000 |
| Interest expense | 1,168,000 | 2,231,000 | 3,152,000 |
| Net interest income | 2,255,000 | 4,495,000 | 6,627,000 |
| Noninterest income | 229,000 | 545,000 | 790,000 |
| Noninterest expense | 1,268,000 | 2,568,000 | 3,769,000 |
| Provision for loan losses | 694,000 | 1,213,000 | 2,217,000 |
| Pretax income | 522,000 | 1,259,000 | 1,431,000 |
| Income tax | 185,000 | 399,000 | 2,006,000 |
| Net income | 337,000 | 860,000 | -575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 24,054,000 | 24,577,000 | 23,151,000 |
| Total capital | 26,444,000 | 26,730,000 | 25,487,000 |
| Risk-weighted assets | 208,143,000 | 190,766,000 | 185,408,000 |