Call reports 2009
AMERICAN NATIONAL BANK — 2009
What AMERICAN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 295,666,000 | 280,141,000 | 274,751,000 | 261,164,000 |
| Total loans | 256,677,000 | 242,481,000 | 236,287,000 | 228,874,000 |
| Allowance for loan losses | 3,218,000 | 3,675,000 | 4,084,000 | 4,368,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 616,000 | 531,000 | 531,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,495,000 | 212,225,000 | 207,973,000 | 195,189,000 |
| Interest-bearing deposits | 213,740,000 | 195,792,000 | 192,866,000 | 178,018,000 |
| Noninterest-bearing deposits | 13,755,000 | 16,433,000 | 15,107,000 | 17,171,000 |
| Equity capital | 23,652,000 | 23,270,000 | 23,715,000 | 24,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,251,000 | 8,349,000 | 12,345,000 | 16,170,000 |
| Interest expense | 1,822,000 | 3,430,000 | 4,878,000 | 6,195,000 |
| Net interest income | 2,429,000 | 4,919,000 | 7,467,000 | 9,975,000 |
| Noninterest income | 356,000 | 859,000 | 1,326,000 | 1,560,000 |
| Noninterest expense | 1,313,000 | 2,749,000 | 3,815,000 | 5,108,000 |
| Provision for loan losses | 1,417,000 | 2,934,000 | 4,169,000 | 5,000,000 |
| Pretax income | 55,000 | 95,000 | 809,000 | 1,427,000 |
| Income tax | 15,000 | 20,000 | 274,000 | 496,000 |
| Net income | 40,000 | 75,000 | 535,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,307,000 | 22,930,000 | 23,381,000 | 23,784,000 |
| Total capital | 26,471,000 | 25,927,000 | 26,344,000 | 26,498,000 |
| Risk-weighted assets | 253,243,000 | 239,086,000 | 235,889,000 | 229,730,000 |