Call reports 2008
AMERICAN NATIONAL BANK — 2008
What AMERICAN NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 271,364,000 | 278,843,000 | 298,100,000 | 295,800,000 |
| Total loans | 252,638,000 | 262,777,000 | 259,227,000 | 267,292,000 |
| Allowance for loan losses | 2,366,000 | 2,351,000 | 2,484,000 | 4,169,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 868,000 | 709,000 | 734,000 | 620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,628,000 | 207,916,000 | 228,376,000 | 228,056,000 |
| Interest-bearing deposits | 189,149,000 | 194,309,000 | 215,431,000 | 212,300,000 |
| Noninterest-bearing deposits | 13,479,000 | 13,607,000 | 12,945,000 | 15,756,000 |
| Equity capital | 22,736,000 | 23,347,000 | 24,034,000 | 23,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,822,000 | 9,513,000 | 14,249,000 | 18,874,000 |
| Interest expense | 2,354,000 | 4,565,000 | 6,779,000 | 8,892,000 |
| Net interest income | 2,468,000 | 4,948,000 | 7,470,000 | 9,982,000 |
| Noninterest income | 308,000 | 710,000 | 1,300,000 | 1,675,000 |
| Noninterest expense | 1,000,000 | 2,056,000 | 3,168,000 | 4,275,000 |
| Provision for loan losses | 195,000 | 369,000 | 721,000 | 3,033,000 |
| Pretax income | 1,581,000 | 3,233,000 | 4,881,000 | 4,349,000 |
| Income tax | 583,000 | 1,184,000 | 1,792,000 | 1,587,000 |
| Net income | 998,000 | 2,049,000 | 3,089,000 | 2,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,367,000 | 22,984,000 | 23,677,000 | 23,336,000 |
| Total capital | 24,733,000 | 25,335,000 | 26,161,000 | 26,630,000 |
| Risk-weighted assets | 244,867,000 | 252,002,000 | 254,965,000 | 262,613,000 |