Call reports 2007
AMERICAN NATIONAL BANK — 2007
What AMERICAN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 241,596,000 | 245,550,000 | 252,558,000 | 266,139,000 |
| Total loans | 224,873,000 | 228,892,000 | 233,518,000 | 245,471,000 |
| Allowance for loan losses | 2,212,000 | 2,362,000 | 2,322,000 | 2,310,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 903,000 | 851,000 | 883,000 | 868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,862,000 | 180,309,000 | 181,311,000 | 199,155,000 |
| Interest-bearing deposits | 171,943,000 | 169,550,000 | 168,281,000 | 183,853,000 |
| Noninterest-bearing deposits | 10,919,000 | 10,759,000 | 13,030,000 | 15,302,000 |
| Equity capital | 19,751,000 | 20,087,000 | 20,777,000 | 21,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,459,000 | 9,017,000 | 13,705,000 | 18,504,000 |
| Interest expense | 2,341,000 | 4,755,000 | 7,235,000 | 9,717,000 |
| Net interest income | 2,118,000 | 4,262,000 | 6,470,000 | 8,787,000 |
| Noninterest income | 237,000 | 488,000 | 800,000 | 1,194,000 |
| Noninterest expense | 988,000 | 1,832,000 | 2,743,000 | 3,660,000 |
| Provision for loan losses | 90,000 | 361,000 | 452,000 | 544,000 |
| Pretax income | 1,277,000 | 2,557,000 | 4,075,000 | 5,777,000 |
| Income tax | 466,000 | 950,000 | 1,493,000 | 2,116,000 |
| Net income | 811,000 | 1,607,000 | 2,582,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,354,000 | 19,697,000 | 20,393,000 | 21,419,000 |
| Total capital | 21,566,000 | 22,059,000 | 22,715,000 | 23,729,000 |
| Risk-weighted assets | 215,027,000 | 220,232,000 | 225,970,000 | 236,494,000 |