Call reports 2006
AMERICAN NATIONAL BANK — 2006
What AMERICAN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 213,723,000 | 217,551,000 | 224,235,000 | 233,039,000 |
| Total loans | 200,638,000 | 203,827,000 | 208,199,000 | 215,689,000 |
| Allowance for loan losses | 1,959,000 | 2,025,000 | 2,110,000 | 2,158,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 741,000 | 795,000 | 1,118,000 | 903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,009,000 | 167,460,000 | 172,852,000 | 179,897,000 |
| Interest-bearing deposits | 151,949,000 | 157,283,000 | 162,020,000 | 159,458,000 |
| Noninterest-bearing deposits | 10,060,000 | 10,177,000 | 10,832,000 | 20,439,000 |
| Equity capital | 17,324,000 | 17,628,000 | 18,329,000 | 19,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,644,000 | 7,473,000 | 11,467,000 | 15,522,000 |
| Interest expense | 1,748,000 | 3,690,000 | 5,803,000 | 8,023,000 |
| Net interest income | 1,896,000 | 3,783,000 | 5,664,000 | 7,499,000 |
| Noninterest income | 244,000 | 515,000 | 854,000 | 1,184,000 |
| Noninterest expense | 894,000 | 1,759,000 | 2,507,000 | 3,426,000 |
| Provision for loan losses | 136,000 | 227,000 | 318,000 | 409,000 |
| Pretax income | 1,110,000 | 2,312,000 | 3,693,000 | 4,848,000 |
| Income tax | 421,000 | 856,000 | 1,321,000 | 1,731,000 |
| Net income | 689,000 | 1,456,000 | 2,372,000 | 3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,902,000 | 17,212,000 | 17,919,000 | 18,609,000 |
| Total capital | 18,861,000 | 19,237,000 | 20,029,000 | 20,767,000 |
| Risk-weighted assets | 188,205,000 | 191,870,000 | 198,286,000 | 205,426,000 |