Call reports 2004
AMERICAN NATIONAL BANK — 2004
What AMERICAN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 164,797,000 | 168,750,000 | 169,738,000 | 181,546,000 |
| Total loans | 151,489,000 | 153,595,000 | 157,979,000 | 167,177,000 |
| Allowance for loan losses | 1,644,000 | 1,561,000 | 1,647,000 | 1,774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,834,000 | 1,674,000 | 1,271,000 | 1,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,624,000 | 139,716,000 | 137,900,000 | 145,865,000 |
| Interest-bearing deposits | 120,061,000 | 125,691,000 | 129,938,000 | 134,798,000 |
| Noninterest-bearing deposits | 14,563,000 | 14,025,000 | 7,962,000 | 11,067,000 |
| Equity capital | 13,539,000 | 13,556,000 | 14,042,000 | 14,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,436,000 | 4,938,000 | 7,496,000 | 10,205,000 |
| Interest expense | 1,113,000 | 2,233,000 | 3,386,000 | 4,562,000 |
| Net interest income | 1,323,000 | 2,705,000 | 4,110,000 | 5,643,000 |
| Noninterest income | 208,000 | 392,000 | 586,000 | 820,000 |
| Noninterest expense | 768,000 | 1,547,000 | 2,285,000 | 3,018,000 |
| Provision for loan losses | 65,000 | 149,000 | 241,000 | 433,000 |
| Pretax income | 698,000 | 1,401,000 | 2,170,000 | 3,012,000 |
| Income tax | 256,000 | 512,000 | 795,000 | 1,102,000 |
| Net income | 442,000 | 889,000 | 1,375,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,068,000 | 13,092,000 | 13,585,000 | 14,486,000 |
| Total capital | 14,712,000 | 14,653,000 | 15,232,000 | 16,260,000 |
| Risk-weighted assets | 144,288,000 | 146,433,000 | 151,369,000 | 160,294,000 |