Call reports 2002
AMERICAN NATIONAL BANK — 2002
What AMERICAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,530,000 | 76,686,000 | 78,575,000 | 80,688,000 |
| Total loans | 66,530,000 | 65,503,000 | 67,473,000 | 70,356,000 |
| Allowance for loan losses | 749,000 | 769,000 | 836,000 | 856,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,020,000 | 5,327,000 | 4,012,000 | 1,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,784,000 | 55,398,000 | 56,514,000 | 60,615,000 |
| Interest-bearing deposits | 49,901,000 | 51,827,000 | 53,068,000 | 56,040,000 |
| Noninterest-bearing deposits | 3,883,000 | 3,571,000 | 3,446,000 | 4,575,000 |
| Equity capital | 5,988,000 | 5,886,000 | 6,089,000 | 6,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,804,000 | 4,175,000 | 5,592,000 |
| Interest expense | 665,000 | 1,330,000 | 1,981,000 | 2,642,000 |
| Net interest income | 726,000 | 1,474,000 | 2,194,000 | 2,950,000 |
| Noninterest income | 52,000 | 186,000 | 292,000 | 371,000 |
| Noninterest expense | 315,000 | 642,000 | 988,000 | 1,354,000 |
| Provision for loan losses | 18,000 | 61,000 | 139,000 | 187,000 |
| Pretax income | 445,000 | 957,000 | 1,359,000 | 1,780,000 |
| Income tax | 166,000 | 354,000 | 500,000 | 656,000 |
| Net income | 279,000 | 603,000 | 859,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,803,000 | 5,707,000 | 5,916,000 | 6,161,000 |
| Total capital | 6,552,000 | 6,476,000 | 6,744,000 | 7,017,000 |
| Risk-weighted assets | 64,270,000 | 63,397,000 | 66,263,000 | 68,911,000 |