Call reports 2001
AMERICAN NATIONAL BANK — 2001
What AMERICAN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,072,000 | 70,434,000 | 71,444,000 | 73,524,000 |
| Total loans | 59,168,000 | 57,579,000 | 59,561,000 | 63,790,000 |
| Allowance for loan losses | 680,000 | 698,000 | 710,000 | 784,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,439,000 | 2,325,000 | 1,727,000 | 1,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,454,000 | 48,577,000 | 50,537,000 | 52,538,000 |
| Interest-bearing deposits | 46,290,000 | 44,765,000 | 47,518,000 | 46,926,000 |
| Noninterest-bearing deposits | 3,164,000 | 3,812,000 | 3,019,000 | 5,612,000 |
| Equity capital | 5,461,000 | 5,263,000 | 5,499,000 | 5,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,093,000 | 4,535,000 | 5,928,000 |
| Interest expense | 914,000 | 1,760,000 | 2,512,000 | 3,209,000 |
| Net interest income | 666,000 | 1,333,000 | 2,023,000 | 2,719,000 |
| Noninterest income | 71,000 | 117,000 | 164,000 | 276,000 |
| Noninterest expense | 342,000 | 666,000 | 977,000 | 1,292,000 |
| Provision for loan losses | 18,000 | 36,000 | 55,000 | 127,000 |
| Pretax income | 377,000 | 748,000 | 1,155,000 | 1,576,000 |
| Income tax | 138,000 | 275,000 | 420,000 | 571,000 |
| Net income | 239,000 | 473,000 | 735,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,253,000 | 5,061,000 | 5,303,000 | 5,518,000 |
| Total capital | 5,933,000 | 5,759,000 | 6,013,000 | 6,294,000 |
| Risk-weighted assets | 57,855,000 | 56,060,000 | 57,996,000 | 62,203,000 |