Call reports 2026
MOUNT VERNON BANK AND TRUST COMPANY — 2026
What MOUNT VERNON BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 195,567,000 | 195,476,000 |
| Total loans | 134,355,000 | 138,646,000 |
| Allowance for loan losses | 1,175,000 | 1,209,000 |
| Securities available for sale | 40,031,000 | 39,490,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 165,378,000 | 165,669,000 |
| Interest-bearing deposits | 139,304,000 | 144,877,000 |
| Noninterest-bearing deposits | 26,074,000 | 20,792,000 |
| Equity capital | 21,994,000 | 22,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,373,000 | 4,780,000 |
| Interest expense | 891,000 | 1,789,000 |
| Net interest income | 1,482,000 | 2,991,000 |
| Noninterest income | 155,000 | 319,000 |
| Noninterest expense | 830,000 | 1,666,000 |
| Provision for loan losses | 9,000 | 42,000 |
| Pretax income | 804,000 | 1,617,000 |
| Income tax | 185,000 | 368,000 |
| Net income | 619,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,179,000 | 25,713,000 |