Call reports 2025
FEDERAL SAVINGS BANK, THE — 2025
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,185,010,000 | 1,225,235,000 | 1,178,114,000 | 1,138,673,000 |
| Total loans | 1,032,172,000 | 1,089,081,000 | 1,058,942,000 | 1,010,553,000 |
| Allowance for loan losses | 7,851,000 | 7,963,000 | 6,347,000 | 6,955,000 |
| Securities available for sale | 3,801,000 | 3,756,000 | 3,809,000 | 3,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,782,000 | 786,587,000 | 777,393,000 | 827,671,000 |
| Interest-bearing deposits | 703,009,000 | 703,979,000 | 695,671,000 | 741,970,000 |
| Noninterest-bearing deposits | 81,773,000 | 82,608,000 | 81,722,000 | 85,701,000 |
| Equity capital | 156,102,000 | 160,246,000 | 163,586,000 | 165,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,134,000 | 36,523,000 | 55,437,000 | 74,231,000 |
| Interest expense | 9,669,000 | 18,981,000 | 28,381,000 | 37,740,000 |
| Net interest income | 8,465,000 | 17,542,000 | 27,056,000 | 36,491,000 |
| Noninterest income | 37,505,000 | 85,596,000 | 130,445,000 | 173,134,000 |
| Noninterest expense | 46,819,000 | 97,737,000 | 148,496,000 | 197,505,000 |
| Provision for loan losses | 425,000 | 1,190,000 | 460,000 | 1,370,000 |
| Pretax income | -1,274,000 | 4,211,000 | 8,545,000 | 10,750,000 |
| Income tax | -312,000 | 1,032,000 | 2,098,000 | 2,618,000 |
| Net income | -962,000 | 3,179,000 | 6,447,000 | 8,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,816,000 | 160,970,000 | 164,048,000 | 165,747,000 |
| Total capital | 164,667,000 | 168,933,000 | 170,395,000 | 172,702,000 |
| Risk-weighted assets | 918,538,000 | 915,883,000 | 916,149,000 | 856,327,000 |