Call reports 2024
FEDERAL SAVINGS BANK, THE — 2024
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,176,660,000 | 1,182,651,000 | 1,201,691,000 | 1,179,914,000 |
| Total loans | 938,897,000 | 1,049,569,000 | 1,056,736,000 | 988,133,000 |
| Allowance for loan losses | 8,803,000 | 9,180,000 | 8,545,000 | 8,009,000 |
| Securities available for sale | 3,949,000 | 3,913,000 | 4,051,000 | 3,776,000 |
| Securities held to maturity | 99,886,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,822,000 | 714,109,000 | 790,563,000 | 775,093,000 |
| Interest-bearing deposits | 606,083,000 | 637,879,000 | 684,546,000 | 700,721,000 |
| Noninterest-bearing deposits | 72,739,000 | 76,230,000 | 106,017,000 | 74,372,000 |
| Equity capital | 148,312,000 | 148,551,000 | 151,107,000 | 156,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,867,000 | 35,190,000 | 53,914,000 | 72,619,000 |
| Interest expense | 9,610,000 | 19,529,000 | 29,482,000 | 39,358,000 |
| Net interest income | 7,257,000 | 15,661,000 | 24,432,000 | 33,261,000 |
| Noninterest income | 31,706,000 | 73,109,000 | 118,662,000 | 166,137,000 |
| Noninterest expense | 42,184,000 | 90,537,000 | 141,418,000 | 190,610,000 |
| Provision for loan losses | 867,000 | 2,015,000 | 2,255,000 | 2,625,000 |
| Pretax income | -4,088,000 | -3,782,000 | -579,000 | 6,163,000 |
| Income tax | -1,004,000 | -928,000 | -142,000 | 1,514,000 |
| Net income | -3,084,000 | -2,854,000 | -437,000 | 4,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,942,000 | 147,440,000 | 151,666,000 | 156,774,000 |
| Total capital | 155,745,000 | 156,620,000 | 160,211,000 | 164,783,000 |
| Risk-weighted assets | 776,384,000 | 876,545,000 | 875,314,000 | 878,537,000 |